Firm Profile (Warsaw and Lafayette, Indiana)

Rafe Refior, Lawyer

              *Trial Lawyer in Federal and State Courts

              *Estate Planning and Probate

              *Representation of Business Clients

              *Business Formation and Business Succession Planning

              *Transactional Law/Real Estate Law

Refior Law Office is committed to providing our clients with highly skilled, professional and compassionate legal services. We take pride in our experience, competence, and professional integrity. While being aggressive in pursuing your legal needs and rights, we are also committed to our clients’ spiritual well-being and growth.

The Warsaw, Indiana office of Refior Law Office, which is ideally located on the shore of beautiful Center Lake in Warsaw, Indiana, was founded in the fall of 1981 by Paul D. Refior (“Rafe”). Rafe graduated with honors from the University of Iowa College of Law (where he had served as President of the Iowa Student Bar Association) and was admitted to practice law in the State of Iowa in June 1975. He began his legal career as a Navy JAG lawyer stationed in Norfolk, Virginia. In 1978 Rafe was admitted to practice law in Wyoming where he joined a trial practice in Pinedale, Wyoming, nestled in the Rocky Mountains. In 1980 Rafe and his family left Wyoming for a year of sabbatical, to engage in Bible-based missionary work under The Evangelical Alliance Mission (TEAM) in the city of Takamatsu, Japan. Upon returning to the United States in 1981 Rafe was admitted to practice in Indiana.

In the fall of 1981 Rafe “hung his shingle” in Warsaw, Indiana and Refior Law Office opened. The principles of crawling before you walk and walking before you run were applied to the practical development of the firm from scratch. In 1985 the original structure on Center Lake was purchased and transformed into a law office. In 1991 the current three-story, spacious law office building was constructed to take full advantage of the beautiful lake view, and provide outstanding facilities.

In 2001 after more than 25 years as a lawyer, Rafe studied for and passed the Florida Bar exam and in September 2001, Rafe took the oath as a Florida attorney. Rafe Refior is presently admitted to practice law in Indiana, Florida, Iowa, and Wyoming.  The next expansion came in 2006 when a branch Refior Law Office was opened in Lafayette, Indiana.  Through the wonders of cutting edge technology, the legal work can be efficiently and seamlessly completed at and from both locations.  The development of Refior Law Office has been designed to provide the best possible legal representation to our clients as Rafe practices part of each week in Warsaw, and part of each week in Lafayette.

The Firm's Practice Areas

REFIOR LAW OFFICE is a limited law practice which provides legal services in Indiana, Florida, Iowa and Wyoming in only the following practice areas:

Trial Lawyer in Federal and State Courts. Approximately half of Rafe’s law practice involves litigation. Most of our cases are civil cases, but we also represent innocent clients who have been wrongly charged with serious felonies, in Federal and State Courts.

Civil Lawsuits.  Refior Law Office represents Plaintiffs and Defendants in the following types of lawsuits:

·         Medical Malpractice

·         Wrongful Death

·         Personal Injury

·         Civil Rights Violations

·         Employment

·         Contract Disputes

·         Commercial/Business

·         Real Estate

·         Lake Rights

·         Probate or Trust disputes

Estate Planning and Probate. The firm offers a complete range of legal services relating to estate planning including: assessing and analyzing estates and recommending suitable alternative financial and estate planning methods and documents; simple wills; wills with guardianship provisions and minor’s trusts; complex tax-saving wills; revocable living trusts; complex revocable living trusts with estate tax savings features; irrevocable life insurance trusts; other irrevocable trusts; limited liability companies; limited partnerships; charitable remainder trusts; other charitable/planned giving instruments; durable powers of attorney; special powers of attorney; powers of attorney for health care; living wills; codicils to wills; amendments to trusts; trust administration; Probate of estates; Administration of trusts; and all other estate planning, probate, trust, or financial documents and services.

Representation of Business Clients. We provide ongoing business representation for a wide variety of businesses that range in size from newly formed family businesses to large corporations, including manufacturing, construction, professional services, Christian ministries, car/truck dealerships, retail stores, restaurants, and other businesses. The firm offers a complete range of legal services relating to business law, corporation law, labor/employment law and commercial law.

Business Formation and Business Succession Planning. We provide legal advice and assistance in the formation of new ventures and enterprises. This includes determination of which business form is best suited to the client’s needs, and the creation and implementation of the new entity, including the formation of limited liability companies, C corporations, S corporations, exempt organizations, partnerships, joint ventures, limited partnerships, and proprietorships. With Rafe’s experience of serving as President/CEO of two manufacturing companies, he can also provide practical consulting relating to company leadership and governance. We also guide businesses through the challenging and often complex planning and process of successful business succession.

Transactional Law/Real Estate Law. We represent clients in a wide variety of real estate matters, including the purchase and sale of businesses, and commercial and residential real estate.  We draft contracts, leases, and other legal documents.  We draft and advise concerning the legal documents necessary to complete business and commercial transactions.

Adoption and GuardianshipsWe do not do Family Law except for adoptions and guardianships.

Our Commitment to You

Refior Law Office is committed to an excellent, honest, competent, compassionate and timely response to the needs of our clients. The skills and capabilities of Attorney Rafe Refior are continuously expanded and updated by his attendance at professionally accredited continuing legal education courses and private study of the every changing law.  Although Rafe does not “wear his Christianity on his sleeve,” he does strive to serve his Lord and Savior Jesus Christ through his professional services and outreach to his clients.  He and his lovely wife Precious Pam strive to assist and encourage couples to enjoy a happy and God-honoring marriage – see Rafe’s book on marriage at

The philosophy of Refior Law Office is summarized in the following PROMISES to our clients:


-                      Treat you with dignity, compassion and courtesy.

-                      Always be totally honest with you and in all dealings on your behalf.

-                      Handle your legal matters competently, excellently and diligently.

-                      Exercise independent professional judgment on your behalf.

-                      Explain and enter into a written agreement with you in advance as to how your legal fees and expenses will be computed and billed; and to bill fairly.

-                      Return your telephone calls, emails and letters promptly.

-                      Keep you fully informed and to provide you with copies of the papers relating to your legal matter.

-                      Ask for and consider your input and desires about your legal matter, remembering that it is your case and your business, and you are the expert of the facts involved.

-                      Vigilantly preserve your confidences, so that we can work together in a context of mutual trust.

-                      Exercise and exhibit the highest degree of ethical conduct and integrity in accordance with the Attorneys’ Rules of Professional Conduct and the Bible (which is the Word of God).
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